Everything under one merchant account.
We set up and support the full stack behind taking a payment, and place it with the bank or processor that fits your business, so you aren't managing five vendors for one transaction.
Statement audits
A full line-by-line review of your current processor's statement, translated out of processor jargon into plain terms, with a side-by-side of what a fair rate looks like. Happy to do it even if you aren't ready to switch.
In-person payments
Countertop terminals, POS systems, and mobile readers from brands like Clover, Square, PAX, Dejavoo, Ingenico, and Verifone, set up with training for your team. Buy your equipment outright, or get free placement on qualifying accounts. Square hardware is purchase only.
Online payments and gateways
A secure payment gateway for your website, shopping cart, or invoicing software, plus a virtual terminal for taking cards over the phone.
B2B and invoicing
Level 2 and Level 3 processing that lowers the cost of business and purchasing card payments, with integrations for accounting and ERP software.
ACH and recurring billing
Bank-to-bank payments and automatic recurring charges for subscriptions, dues, and larger invoices where card rates don't make sense.
Surcharging and cash discount
Compliant programs that pass card fees on to your customers, set up on request with the disclosures and signage they require.
Chargeback support
Help gathering documentation and responding to disputes, so a chargeback doesn't turn into a lost afternoon.
PCI compliance guidance
A clear checklist for staying compliant, without the scare tactics some processors lead with.
Interchange-plus, published up front.
Interchange is the wholesale rate Visa, Mastercard, and the other card brands charge on every transaction, and it's the same no matter who processes for you. We pass it through at cost and add one fixed markup, so every line on your statement is something you can check.
Higher-volume businesses qualify for lower markups. Flat-rate pricing and surcharging programs are available on request. And once you're set up, we don't raise your rates on you.
Not sure which of this you need?
Tell us how you take payments today and we'll tell you what actually applies.